Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...

\ Photo by Karl Solano from Pexels The open concept took over several years ago, and now, homeowners are reluctant to give up the flexibility that this optimal layout provides. Unfortunately, this versatility often only extends to meal prep, dining, and living areas. Other critical spaces tend to be far more difficult to adapt, making them problematic for long-term...

Photo by Craig Adderley from Pexels Housing design has undergone significant changes in the past few decades, with open concepts and flexible living arrangements quickly taking over. Such designs reflect, in part, the increased prevalence of multi-generational families, in which family members of all ages live together. Why Today's Residents Love Multi-Generational Arrangements During the Great Recession, the...

When you own a home, you take over the landlord responsibilities of maintaining the property. That means you change out the lightbulbs and call the plumber when the drain plugs. Twice a year you faithfully check the smoke detectors and replace their batteries. You even take care of the lawn or hire a professional landscaping service to do...